It’s natural to have concerns about the future when so much about our economy is uncertain. However, it might help you to know that federal aid programs may take a major change in your circumstances — like divorce, loss of your job or a major illness — into account. Encourage your child to get a good education, regardless of your financial situation. If you do lose your job, make an appointment with the Financial Aid Administrator at your child’s school. Explain your circumstances. Additional assistance may be available.